

— 2026
1201. Jan. 11, Sabby Sabs youtube podcast hosted by Sabrina Salvati, “The Truth About Banking,” with Earl Staelin
— 2025
1200. Aug. 24, interview with Randy Voller, “On the Porch” (radio)
1199. Aug. 10, interview with Elisa Barwick, Australian Citizens Party, “Return the power of banking to the people.”
1198. July 31, 11 am est, speaker, Capital Institute Monthly Discovery Dialogues
1197. May 29, 5 pm pst, speaker, National Infrastructure Bank Coalition webinar.
— 2024 —
1191. Dec. 10, 9 am EST, interview with Dave Krieger (former host of the Power Hour)
1190. Nov. 21, 5 pm pst, 11-21 National Infrastructure Bank Coalition webinar.
1189. Oct. 30, 1:30 pm EST, Bretton Woods 90th Anniversary Commemoration, “The Public Banking Mandate,” power point by zoom.
1188. Aug. 15, 5 pm pst, National Infrastructure Bank Coalition webinar.
1187. June 18, 5 pm pst, National Infrastructure Bank Coalition webinar presentation.
1186. May 22, 6 pm pst, powerpoint for Washingtonians for Public Banking, “The Past, Present and Future of Public Banking”
1185. Apr. 25, 5 pm pst, National Infrastructure Bank Coalition webinar presentation.
1184. Mar. 21, 5 pm pst, National Infrastructure Bank Coalition webinar presentation.
1183. Mar. 10, 4 pm PST, speaker, Voices for New Democracy online forum.
1182. Feb. 29, National Infrastructure Bank Coalition webinar.
1181. Feb.2-5, speaker, Restore Freedom Rally 2024, Freedom Law School, Orlando, FL. 10% discount code, EB10.
1180. Jan 18, 5 pm pst, power point presentation, National Infrastructure Bank Coalition webinar.
1179. Jan. 13, 5 pm EST, video interview with Firebreathin’ Bob.
— 2023 —
1178. 12-21-23, 1 pm, GlobalResearch News Hour, tribute to Stephen Lendman.
1177. 12-14-23, 5 pm PST, webinar presentation, National Infrastructure Bank Coalition.
1176. 10-22-23, 10:45 am, speaker, The Weston A. Price Foundation’s 23rd Annual Conference, Kansas City, Missouri.
1175. 10-19-23, The Final Banking Solution, with Simon Thorpe and Colin Maxwell on The Vinny Eastwood Show, YouTube, Australia.
1174. 8-22-23, 10 am, Claremont, CA, Cobb Institute Center for Process, power point presentation: “Restoring Prosperity with a Financial Transaction Tax and Publicly Owned Banks.“ Zoom link is here.
1173. 6-15-23, NIB Zoom town hall, National Infrastructure Bank Coalition.
1172. 5-22-23: Radio interview, 9:30 am est, The Power Hour.
1171. 5-17-23: TV interview, CGTN America, Global Business: “Banking industry in hot seat during Congressional hearings.”
1170. Apr 27, National Infrastructure Bank Coalition webinar, “How to Build the Nation: National Banking vs. Privatization”
1169. Apr 23, interview on World Stage with Bruce De Torres, TNT Radio
1168. 4-17-23, 9 am pst, interview with Prof. Richard Wolff, “Economic Update.”
1167. 4-8 & 4-9, 9 am est, radio interview with Dr. Elaina George, “Medicine on Call.”
1166. 4-8-23, noon pst, radio interview, Tom Quinn Show, ksco.com.
1165. 4-6-23, radio interview with Phillip Farruggio, “It’s the Empire, Stupid.”
1164. 4-4-23, 2 pm edt, NIB Zoom Roundtable, “National Banking in Times of Crisis.”
1163. Mar. 24 & 25, United for Free Speech Webinar, Think Local, Ireland.
1162. 3-23-23, 9 am EST, radio interview, The Power Hour.
1161. 3-19-23, Interview with James Corbett, “Alternative Solutions to the Banking Crisis.”
1160. 3-16-23, 5 pm pst, National Infrastructure Bank Coalition Town Hall, “Restructuring the American Workforce in a Time of Financial and Economic Turbulence.”
1159. 3-14-23, 5 pm EST, Living In The Solution with Dr. Elaina George
1158. 3-9-23, 8 am PST, Sarah Westall, podcast
1157. 3-2-23, 11 am EST, The Gary Null Show, PRN.live.
1156. 2-25-23, 15:00-17:00 GMT (Ireland), Think Local Conference 2023, Panel 3 – Money & Economics – New Paradigms
1155. 2-16-23, 5 pm pst, National Infrastructure Bank Coalition, “Washington, Hamilton, Lincoln: National Banking and the Economic Demands of Today’s Crisis,” NIB Zoom Town Hall
1154. 1-19-23, 5 pm pst, National Infrastructure Bank Coalition, “National Banking Will Drive a U.S. Economic Boom!” NIB Zoom Town Hall
— 2022 —
1153. 12-15-22: 5 pm pst, National Infrastructure Bank Town Hall presentation.
1152. 11-17-22: NIB Zoom Town Hall, “The Next Steps: The American System and the National Infrastructure Bank.”
1151. 10-19-22: NIB Zoom Town Hall, “Rebuild the Nation with a New Reconstruction Finance Corporation.”
1150. 10-8-22: 18th Annual AMI Monetary Reform Conference, 2022 “The Monetary Scene: The Last Three Years,” power point presentation.
1149. 9-8-22, 5 pm pst: NIB Zoom Town Hall, “US at the Crossroads: American Industrial Recovery or Fed Chair Powell’s Recession.”
1148. 8-11-22, 5 pm, National Infrastructure Bank Coalition webinar.
1147. 8-2-22, noon pst, interview by Rep. Pamela Powers Hannley, “Powers for the People” podcast (joining Prof. Bob Hockett).
1146. 8-1-22, 5:50 to 6:10 pm pst, interview with Scott Harris, WPKN Radio in Bridgeport, CT, “Between the Lines.”
1145. 7-22-22, 5 pm pst, National Infrastructure Bank Coalition webinar.
1144. 7-8-22, 5 pm pst, Interview with Kevin Barrett, Truth Jihad Radio.
1143. 6-30-22, 5 pm pst, National Infrastructure Bank Coalition webinar with Prof. Robert Hockett, Sen. Bob Hasegawa, et al.
1142. 6-16-22: National Infrastructure Bank Coalition webinar on stagflation with Nomi Prins, Robert Hockett, et al.
1141. 6-10-22: TNT radio interview with Sen. Malcolm Roberts, Australia.
1140. 5-19-22: 5 pm pst, National Infrastructure Bank town hall presentation. https://www.nibcoalition.com/all-videos
1139. 5-17-22: 11 am pst, interview, Kerry Lutz’s Financial Survival Network.
1138. Apr. 22, 5 pm cst, interview, The Hrvoje Morić Show, TNT Radio
1137. Apr. 22, 11 am est, Gary Null Show, PRN Live
1136. Apr. 20, 7 pm cst, webinar, “Public Banking: Investing in Colorado!,” Colorado Public Banking Coalition
1135. 4-19, 9 am pst, interview with Simone Mariam for the Italian blog MittDolcino
1134. Apr. 19, 12:30 pm pst, interview with Jay Taylor, “A PetroRuble Now Competes with the PetroDollar”, Jay Taylor Media
1133. Apr. 15, Interview with Kristina Borjesson, The Whistleblower Newsroom, bitchute, “History Informs a Reset That Could Serve the People”
1132. Apr. 8, Interview with Kevin Barrett, Truth Jihad Radio, 5 pm pst
1131. Apr. 6, Podcast with Bob Scheer, ScheerPost.com
1130. Mar. 31, Power Point presentation on youtube, Universidad Nacional de Colombia, Invita: Debates Ensayos de Economia Coordina: Guillermo Maya — Profesor adscrito al Departamento de Economia
1129. Mar. 10, Webinar presentation, “Stop Inflation in Its Tracks! Role of the National Infrastructure Bank”
1128. Feb. 17, Webinar presentation for National Infrastructure Bank Coalition, Abraham Lincoln and the American System of Economics
— 2021 —
1127. Dec. 18, Daniel Estulin and Ellen Brown on Global Economic Implosion, Kevin Barrett Truth Jihad
1126. Dec. 7, Interview with Daniel Estulin
1125. Nov. 27, “The Greening of Finance and the Global PPP Land Grab” with Matt Ehret on youtube
1124. Sep. 29, interview with Jan Roberts of Systems Change Advocate, jroberts@ciaction.org> linkedin.com/in/jan-roberts-0001688 Systems Change Advocate
1123. Aug. 30, Center for Global Justice webinar with Walt McRee, “Public Banking: Democratizing Finance”
1122. July 28, 5 pm pst, webinar, “Public Banks: A Path to Economic Transformation in California,” EcoCiv Dialogues for Global Systems Change series
1121. July 22, 5 pm pst, webinar, “The Truth about America’s Monetary System,” American Ethical Union National Conference
1120. Mar. 29, 2 pm est, panel hosted by Rickey Gard Diamond, “Zoom of Our Own, Creating Currency and Blowing Big Bubbles.”
1119. Mar. 25, 11 am pst, BoldRethink webinar, TBA
1118. Mar. 21, 10 am pst, Public Banking panel, TBA
1117. March 5, Sean Stone interview, Unrig
1116. March 2, PBI Live Town Hall, Ohio
1115. Feb. 23, 7 pm est, Eco Justice Collaborative Webinar, “Why the Crises We Face Make Financial Reform Essential,” Religious Society of Friends, Philadelphia
1114. Feb. 17, 11 am, Steff Overbeck, Pod of Gold radio interview
1113. Feb. 18, radio interview, Phil Mikan, wlis1420
1112. Feb. 16, National Infrastructure Bank Coalition Presidents’ Day Webinar 2021 – “National Infrastructure Bank: Standing on the Shoulders of Giants”
1111. Feb. 6, radio interview, Sylvia Richardson, Latin Waves
1110. Jan. 28, 6 pm est, PBI NY Town Hall
1109. Jan. 27, “Ellen Brown and Matt Ehret Discuss: A Brief History of Economic Warfare and the American System”, youtube
1108. Jan. 16, 11 am cst, Warner Lewis, Lewis at Large (Kansas City), KLWN, 101.7 FM
1107. Jan. 15, 3-5 pm, Revolution Radio, The Fetzer Report
1106. Jan. 8, 4 pm PST, zoom power point presentation, Praxis Peace Institute
— 2020 —
1105. Dec. 30, 3 pm EST, Eleanor LeCain radio show on PRN
1104. Dec. 28, 9 pm EST, interview on WPKN Radio with Scott Harris, Between The Lines Radio
1103. Dec. 13, Ramola D. Reports, US/UK news panel #11, with Prof. Tim Canova, et al.
1102. Dec. 12, podcast/radio interview, Ralph Nader Radio Hour
1101. Dec. 6, Ramola D. Reports, US/UK news panel #10, with Dr. Christiane Northrup et al.
1100. Nov. 29, Ramola D. Reports, News Panel 9, with Justin Walker, Andy Kaufmann, John Reizer, Sandi Adams
1099. Nov. 3, Turning Point Talks, Australia, Zoom power point presentation, 7 pm Australia time
1098. Nov. 1, 4 pm pst, panel, 2020 Building the New World Conference
1097. Oct. 26, Phil Mikan Show, WLIS/WMRD Radio, Conn., pre-recorded for Friday at 10 est or Saturday at 9-11 est
1096. Oct. 22, 1:15 pm EST, power point presentation, “Public Banking, Modern Monetary Theory (MMT) and the National Debt,” Carolina Hills Community, Chapel Hill, NC
1095. October 3, 1:30, “Energizing a Just Transition Conference.”
1094. Sept. 30, webinar,2020 Building the New World Conference, 4 pm pst/7 pm est
1093. Sept. 12, San Diego public banking group webinar with Sen. Ben Hueso, 5 pm
1092. Sept. 9, interview with Meria Heller, 10 am pst
1091. Aug. 30, interview with Jack Etkin, Citizens Forum, Community Television, Victoria, BC, 2 pm pst
1090. Aug. 17, The Power Hour, 10 am PDT.
1089. July 30, 4 pm PST, John Truman Wolfe Financial Hour
1088. July 15, 6 pm EST, Connecticut Public Banking Town Hall, livestream here
1087. July 13, Webinar, Center for Global Justice, “Why Public Banking Needs to Be Run as a Public Utility,” San Miguel de Allende, Mexico, 11am-1pm PDT
1086. Interview with Susan Johnson on public banking for Connecticut, WILI’s Let’s Talk About It Show, 5 pm EST
1085. Interview on Russia Today, “In Question,” “BlackRock the Behemoth,” July 2, 2020
1084. July 1, Bonnie Faulkner interview with Peter Koenig on Guns and Butter
1083, July 1, 8 am PST, interview with Phillip Farruggio, “It’s the Empire, Stupid,” Greanvillepost.com
1082. June 29, 9-9:30 pm EST, interview with Scott Harris, “Between the Lines,” WPKN Radio, Conn.
1081. June 24, 6-6:30 pm EST, interview with Paul DeRienzo, WBAI News, New York City
1080. June 23, 6:30-8pm MST, Webinar on Forming a New Mexico State Public Bank, Alliance for Local Economic Prosperity
1o79. June 10, podcast with Kim Iverson, “The Fed and the Big Bank Wealth Heist. Why We Need Public Banking.”
1078. Interview with Sylvia Richardson, Latin Waves, 10 am PST
1077. June 5, 6 pm pst, Center for American Studies Town Meeting, Concord, NH, live-streamed
1076. June 5, 12:30 pm, Public Banking Town Hall for Colorado Leaders, Zoom conference
1075. May 28, WECAN webinar, “Structuring an Economy for People and Planet in the Time of Climate Crisis and COVID-19,” 11:00 am PST/ 2:00pm EST
1074. May 22, Interview with Kevin Barrett, Truth Jihad Radio, 5 pm PST
1073. May 21, Interview with Aaron Wissner, Local Future, Youtube livestream
1072. May 20, radio interview, “Law and Disorder,” New York City
1071. May 13, interview with Paul Jay, “Does Public Banking Work?”, The Analysis
1070. May 10, 12:00-1:00 PM EST, Dr. Elaina George radio show
1069. May 7, 11 am EST, interview with Phillip Farruggio, “It’s the Empire, Stupid,” Greanvillepost.com
1068. May 6, Conversations with Rob, community radio, 9 am PST
1067. Apr 4, interview with Walt McRee and Mark Anielski, The Economics of Wellbeing podcast (pre-recorded, TBA)
1066. May 2, podcast with Matt Stannard, Cowboys on the Commons
1065. May 1, Interview with Robert Scheer, Scheer Intelligence, KCRW Los Angeles
1064. April 30, 12 noon MDT, Public Banking Virtual Town Hall sponsored by Colorado Public Banking Coalition
1063. April 30, 6-6:30 pm, interview with Paul DeRienzo, WBAI News, New York City
1062. Apr 29, 1 pm PST, radio interview with Reinette Senum, KVRM, Nevada City, CA (pre-recorded)
1061. Apr 26, Schiller Institute Online Conference, 3 pm EST
1060. Apr 26, 6:30 am PST, Morano in the Morning radio talk show
1059. Apr 21, Interview with Jason Hartman, Creating Wealth Show
1058. April 13, “Flashpoints,” KPFA, 5:40 pm PST.
1057. April 9, radio interview with Claudia Cragg, “It’s the Economy,” KGNU Boulder CO, 6 pm MST.
1056. April 7, “Treasury Takeover?”, podcast interview with Sarah Westall and Harley Schlanger
1055. March 26, interview with Phillip Farruggio, “It’s the Empire, Stupid,” Greanvillepost.com
1054. Mar. 17, 7 pm EST, interview with Gary Null, Progressive Commentary Hour
1053. Feb. 19, radio interview on George Noory’s “Coast to Coast,” 10-12 pm pst.
1052. Feb. 8, interview with Sylvia Richardson, “Latin Waves” radio podcast.
1051. Jan. 8, interview with Marcus Ruiz Evans, 1 pm PST
1050. Jan. 2, interview with Kevin Barrett, truthjihadradio, 5 pm PST
— 2019 —
1049. Dec. 2, Interview with Jeff J. Brown, China Rising Radio
1048. Nov. 24, 7 pm, presentation sponsored by Agenda for a Prophetic Faith, Claremont Presbyterian Church, Claremont, CA, “Why We Need Public Banks”
1047. Nov. 24, 11 am, public banking presentation for “Growing Christians” class, Claremont United Methodist Church, Claremont, CA
1046. Nov. 23, public banking presentation, Pilgrim Place, Claremont, CA
1045. Nov 16-17, speaker, Soil & Nutrition Conference, Southbridge, MA.
1044. Nov. 12, interview in New York with Max Keiser, Keiser Report, “Repo Markets and UBI”
1043. Nov. 6, 5 pm EST, The CivicLab Show with Tom Tresser, live@www.facebook.com/tomtree
1042. Oct. 23, 11:30 am-1:30 pm, luncheon presentation on public banking, League of Women Voters of San Diego, Tom Ham’s Lighthouse Restaurant, 2150 Harbor Island Dr., San Diego
1041. Oct. 22, Presentation on public banking, DSA San Diego, Unite Here Union Hall, 2436 Market Street, San Diego, 6-7:30 pm.
1040. Oct 16-18, keynote speaker, Economics of Happiness conference, Jeonju, South Korea
1039. Oct. 6, 6 pm pst, interview, Jeff Rense Radio.
1038. Sept 30, noon EST, radio interview with Pauline Salotti, WUSB, Stony Brook, NY, 90.1 FM, wusb.fm.
1037. Sept. 26, 7 pm presentation, “Exploding the Myths of Money and Banking,” New Paradigm College, Lake County, CA
1036. Sept. 20, podcast interview, Silver Doctors
1035. Sept. 19, 8-9 pm pst, interview, Jeff Rense Radio.
1034. Interview, Sept. 13 at 5 pm–6 pm on KPFZ, Lake County community Radio, 88.1 FM.
1033. Sept. 6, Live with Ernest Hancock, 11 am EST (at 2 hour mark on video)
1032. Aug. 26, interview with Jason Hartman, Creating Wealth Show, 12:00 pm PST.
1031. Aug. 9, interview with Lauren Steiner, youtube
1030. July 25, youtube podcast with Sarah Westall, “This is Why China Is Winning”
1029. July 23, interview with Steve Bhaerman, Wiki Politiki Radio Show, 2 pm pst.
1028. July 19, interview with Kevin Barrett, truthjihadradio, 5 pm PST
1027. July 12, 11 am pst, interview with Annie Esposito and Steve Scalmanini, “Corporations & Democracy,” Mendocino County, CA, www.KZYX.org
1026. Interview with Crystal Arnold, Money-Wise Women, posted July 10
1025. July 9, interview with Liz Lane, “It’s the Economy,” KGNU Boulder/Denver/Ft. Collins, 6 pm MDT/8 pm EDT.
1024. June 23, interview with Mark Anielski, “The Economics of Well-being”
1023. June 15, interview with Tom Allen, “This Week in Money,” HoweStreet.com
1022. June 13, Interview with Sinclair Noe, “Financial Review,” MoneyRadio1510.com (pre-recorded)
1021. June 12, 2 pm, interview on Princeton Community TV, Princeton NJ, “The Public Banking Solution” with Walt McRee
1020. June 1, interview with Sylvia Richardson, “Latin Waves” radio podcast.
1019. Apr. 5, interview with Phillip Watt, healbyhypnosis.com, 3 pm, PT
1018. April 3, panel discussion on Green New Deal, BBC World Service, “The Balance”
1017. March 28, interview on Thom Hartmann show.
1016. March 22, interview with Sinclair Noe, Money Radio 1510
1015. March 11, interview with Phillip Farruggio, greanvillepost.com, 11 a.m. EST
1014.
1013. Feb. 9, interview with Sylvia Richardson, Latin Waves, 8 a.m. PT
1012. Feb. 8, interview with Kevin Barrett, truthjihadradio, 6 pm, PST
1011. Jan. 31, interview with Lee Camp, LeeCampComedySpecial.com
1010. Jan. 3, interview with Robert Stark, The Stark Truth with Robert Stark, re The Green New Deal https://www.starktruthradio.com/?p=8534
— 2018 —
1009. Dec. 17, interview with Scott Harris, WPKN radio, Bridgeport, CT, Between the Lines Radio Newsmagazine, 9:30 ET
1008. Nov. 2, Interview with Mike Prysner on Real News Network, https://therealnews.com/stories/will-public-banking-free-la-from-wall-street
1007. Oct. 31, interview on Real News Network, Student Debt Dogs Millenials for a Lifetime and Drags Down the Economy, https://therealnews.com/stories/student-debt-dogs-millennials-for-a-lifetime-and-drags-down-the-economy
1006. Oct. 22, speaker with Gar Alperovitz at Praxis Peace Institute, “Changing the System: California’s Strategic Role in National Strategic Change,” Sonoma, CA, 276 E. Napa St, Sonoma. 7:00 pm.
1005. Oct 19-21, Bioneers Conference, panelist on Oct 20, 2:45 pm, Marin Center, San Rafael, CA.997.
1004. Oct. 18, 350Marin.org, speaking along with Susan Harman, 750 Lindaro Street, San Rafael CA, 6:30pm.
1003. Oct. 17, video interview with Abby Martin, work in progress.
1001. Oct. 11, Interview with Harvey Wasserman, Greenpower and Wellness, prn.fm, KPFK Los Angeles, 2 pm
1000. Oct. 9, speaker, State Bank Forum, University of Washington, Kane Hall, 7-9pm http://sdc.wastateleg.org/hasegawa/state-bank/
999. Oct. 7, panel, Americans for Democratic Action of Southern California Annual Garden Party, 2-5:30 pm, Santa Monica, CA
998. Oct. 4, 7:30 pm, Living Economy Salon, panelist, Public Bank LA: “Solutions for Social and Environmental Justice”, 3110 Main St., Annex Building C 2nd Floor, Santa Monica, CA 90405
997. Oct. 3, interview on Unmediated, podcast of Reader Magazine, episode title: Making Money The Public’s Slave (The Public Banking Solution), 10 a.m. PT
996. Oct. 1, radio interview, “The Power Hour,” www.thepowerhour.com, 2 pm
995. Sept. 28, interview with Sinclair Noe, Money Radio 1510, pre-recorded for a later date
994. Sept. 20-22, California Vision 2020 Conference, speaking at 11 am on Sept 20, Sheraton Grand Hotel , Sacramento.
993. Sept. 10, interview with Lila Garrett on KPFK, “Connect the Dots”, http://www.kpfk.org/on-air/connect-the-dots/ 7. a.m. PT
992. Sept. 4, interview with Steve Bhaerman, Wikipolitiki Radio, wikipolitiki.com, 2 pm PT
991. Aug. 31, interview with Kevin Barrett, truthjihadradio. 6 pm PT
990. Aug. 26, Left Coast Forum, 1:30 pm, Los Angeles Trade Tech
989. Aug. 22, interview, the Gary Null Show, 9:40 PST
988. Aug. 14, podcast interview with Sarah Westall, 9 am pst/11 am cst
987. Aug. 8, interview with Tom Allen, “This Week in Money”, HoweStreet.com
986. Aug. 9, interview with Sinclair Noe, Money Radio 1510, pre-recorded for a later date
985. Aug. 3, 9-10 pm pst, radio interview with True Ott
984. Aug 2, New York Green Party video livestream, 5 pm PST
983. Aug. 1, interview with Elizabeth Dougherty, The Dougherty Report, Newsradio 102.5 WFLA, 3 pm PST
982. July 21, guest on WakingupinAmerica.com, 6:45 a.m., PDT
981. June 28, interview on MONEY RADIO with Sinclair Noe, 11:00 a.m., PST
980. May 16, “It’s Our Money,” PRN.FM, 3 pm est
979. May 16, interview with Michael Welch, Global Research, 11 am pst
978. May 4, First Unitarian Church, Portland, power point presentation, “How Public Banking Would Benefit Portland and Oregon”, 7-9 pm
977. April 17, Retirement Lifestyle Advocates radio program, 1 pm PT
976. April 13, interview, the Gary Null Show, 9:35 a.m., PT. Subject: The Bayer-Monsanto Merger Is Bad News for the Planet.
975. April 12 “Mind Over Matters,” KEXP, Seattle, 9 am PT
974. April 5, interview with Deb Hobson, KOPN 89.5 Democracy Now! Chautauqua, 4 pm PT
973. Mar. 10-12, PBI retreat, Loveland, CO
972. Mar. 22 interview with Sinclair Noe, The Financial Review, Money Radio 510, 1:30 pm PST
971. Mar. 19, Coast to Coast AM radio, 10pm-midnight, PST
970. Feb. 28, interview with Ian Trottier, Miami Radio, http://iantrottier.com/, 5:15 pm EST. Listen here, bit.ly/EllenBrownCA
969. Jan. 23. 18th National Conference and Global Forum: The Science Business, and Education of Sustainable Infrastructure, Washington DC, panel
968. Jan. 20, Interview with Primo Nutmeg https://soundcloud.com/primonutmeg
967. Jan. 17, It’s Our Money, 3 pm est–listen here.
966. Jan. 17, interview with Valerie Kirkgaard, http://www.wakingupinamerica.com, 2 pm PST
965. Jan. 2, Interview withJeff Rense, rense.com, 9 pm PST
— 2017 and before, see —
Blog at WordPress.com. WP Designer.
AI ABUNDANCE, PART 3: GOVERNMENT MONEY WITHOUT STRINGS ATTACHED
Project Hamilton, ECASH, and the Quest for a Privacy-Protected Digital Dollar
The first two articles in this series explored the proposition that artificial intelligence and robotics will soon be ushering in an economy of unprecedented abundance, and examined the resource and energy constraints that could limit that voluminous growth. If machines eventually replace most of the workforce, society may need some form of Universal High Income (UHI), as Elon Musk and others have suggested, simply to keep purchasing power aligned with productive capacity. In a world where goods and services can be produced in abundance, the challenge may no longer be creating supply. It may be creating enough consumer demand (money) to purchase that potential supply.
A UHI or UBI (Universal Basic Income) would have to be issued digitally by the government. This third article addresses the fear that such a currency would come with strings attached – that it could be programmed to restrict purchases, limit movement, or enforce political conformity, imposing a “digital prison.”
The question posed here is, could a government-issued digital currency be created in a way that is privacy-protected, not programmable, and tradable like cash?
The answer is that it could. In fact, between 2020 and 2022, such a public digital‑dollar system was in development. Project Hamilton, a collaborative effort of the Boston Fed and MIT, created a digital dollar that stored no personal data or transaction history, was not programmable to control how the money was spent, could be used without an intermediary, and was also the fastest payment system ever built. It was a digital money design that made a financial control grid impossible.
In late 2022, however, the program was quietly shelved – not because of a failure of design, but because it was thought to threaten the business models of banks and private payment networks. That was the belief, but a public money system built with Hamilton-style digital dollars could actually strengthen local banks, as will be shown here.
Why does all this matter? Congress is currently debating legislation that could make privately issued stablecoins a major component of the future dollar system. Supporters, including Treasury Secretary Scott Bessent, see Treasury-backed stablecoins as a way to strengthen the dollar and create new demand for U.S. government debt. Banks worry that if stablecoins are allowed to pay competitive yields, depositors could move their money out of traditional bank accounts and into digital wallets. But both sides share a common assumption: that future digital dollars must be backed by government debt. There is another possibility—a privacy-protected, non-programmable digital dollar issued directly by the Treasury and designed to function like cash.
The irony is that the privately-issued stablecoins now being implemented by Congress actually are programmable and do threaten the business model of private banks. That subject in order will be explored in a follow-up article. This article will look at the non-programmable alternative that was demonstrated and then abandoned, and at how it could be the only mathematically viable alternative for funding a UHI, if or when that option becomes necessary to maintain economic stability.
The Digital Control Grid We Already Have
For years, the loudest warnings about a central bank digital currency (CBDC) have centered on the fear that a government‑issued digital dollar would create an unprecedented surveillance system. However, a surveillance system is already built into the digital money we use today. Hamilton-style digital dollars could have bypassed that invasion of privacy.
More than 95 percent of the money supply is now digital, and the payment rails it runs on — Visa, Mastercard, PayPal, Stripe, Zelle, the major banks — already track what you buy and where you buy it. Every purchase is tagged with a merchant category code (MCC), which forms a detailed behavioral map of your life. Behind the scenes, companies like Plaid and Yodlee sit between your bank and the apps you use. When you connect a budgeting or payment app, these intermediaries often copy years of your transaction history — every pharmacy purchase, every restaurant bill, every utility payment. They store it, analyze it, and build profiles of your spending habits that can be shared or sold.
Payment processors use automated systems to flag and sometimes freeze accounts based on activities designated as suspicious by algorithms. PayPal’s Acceptable Use Policy, for example, allows it to seize funds for a wide range of activities defined by the company. These decisions are made under corporate policies buried in complicated fine print that few people actually read, policies executed by the company without due process or a clear right of appeal.
Project Hamilton, the Privacy-protected Alternative that Was Shut Down
In contrast, under Project Hamilton a public digital-dollar system was built, tested and proved that could have blocked surveillance, protected privacy, and given Americans a cash‑like digital option. Developed by the Federal Reserve Bank of Boston and MIT’s Digital Currency Initiative, Project Hamilton was a working prototype. Phase 1 delivered something no private payment network has ever offered: 1.7 million transactions per second, with settlement in under a second, no personal data stored on the ledger, no transaction history, no account numbers, and no surveillance architecture.
Instead of numbered accounts, it used opaque 32‑byte hashes — a fixed‑length string of 32 bytes that is cryptographically generated, random‑looking, and impossible to link to a person or decode into meaningful information. It might look something like this: 0xA3F9C1E4B7D2F8C9E1A4F3B2C7D9E0F.
The system validated payments without knowing who was making them, and identity checks happened outside the transaction layer, meaning the core ledger never touched personal information. MIT released the entire codebase publicly, so that anyone could inspect it and verify that it was designed to protect users, not monitor them.
In short, the United States successfully built a digital dollar that was fast, private, and not traceable to the user.
In a 2023 report in the MIT Technology Review titled “Is the Digital Dollar Dead?”, Mike Orcutt wrote, “Hamilton’s first phase demonstrated a feasible technical approach, and the researchers promised a ‘Phase 2’ that would explore sophisticated approaches to privacy. But late last year, shortly after the project came under scrutiny from anti-CBDC legislators, the Boston Fed ended Hamilton.”
The Independent Community Bankers of America warned that a CBDC “could destabilize the existing banking system that serves as the backbone of the U.S. economy.” Members of Congress sent letters to the Boston Fed expressing concern that Hamilton’s architecture could bypass commercial banks entirely. Orcutt wrote that CBDC research suddenly became “political red meat.” Bills were introduced to ensure that a digital dollar “never sees the light of day.” And in 2022, the Boston Fed quietly ended the project.
Opponents of developing a U.S. CBDC questioned the need for it. They argued that dollars are already digital. You can pay with a debit card or credit card.
In response, Orcutt quoted Willamette University law professor Rohan Grey, who observed that 5.9 million U.S. households are “unbanked” and limited to using cash, and cash won’t work on Amazon and other online shopping outlets. He added that the non-traceability of cash is a “social good” that needs to be preserved as we transition to a digital world.
The ECASH Act: A Treasury-issued Digital Dollar
In 2022, Grey helped author a U.S. House bill called the Electronic Currency and Secure Hardware Act (ECASH). Introduced by Rep. Stephen Lynch of Massachusetts, the legislation directs the Treasury to create and issue a digital dollar that functions like physical cash. According to the ECASH Act Fact Sheet:
Grey envisioned cards that could be tapped together or to smart phones to transfer value anonymously, online or off-line. That such an “ecash” system would work was demonstrated in the 1980s and became available through Credit Suisse in Switzerland in 1998, then through Deutsche Bank in Germany and other banks in Europe, where cash is more often used than in the United States.
The U.S. ECASH Act has not yet been passed, but it is still alive. It is a minority-party bill in a Republican-controlled House that has never passed committee, but it has been reintroduced in subsequent sessions of Congress, including the current 119th Congress.
The Public Option – Still on the Table?
Another bill that has not yet passed – H.R. 1122, the CBDC Anti‑Surveillance State Act – would prohibit the Federal Reserve from issuing a retail CBDC, ever. But even if that bill passes, there is a public option that is still available. A modern Greenback could be issued through the Treasury, the fiscal arm of the government, rather than through the central bank. This is what is mandated in the ECASH Act – Treasury-issued digital currency.
Far from a new idea, government-issued currency is actually the oldest American monetary tradition we have, dating back to the American colonists and Abraham Lincoln. During the Civil War, the United States had no Federal Reserve, no central bank and no lender of last resort. But it did have a Treasury, and the government was facing an existential crisis. To finance the war without crushing the economy with debt, the Lincoln administration issued Greenbacks: Treasury‑created dollars that required no borrowing and paid no interest. They were sovereign, debt‑free, interest‑free, and issued directly into circulation.
Greenbacks (U.S. Notes) kept the Union solvent, stabilized prices, and funded the war effort as well as a great deal of national infrastructure. They showed that the Treasury can issue money directly when the public interest requires it.
A modern version of that option, a Treasury‑issued digital dollar, is not only possible under the Constitution and pending ECASH Act; but if we are heading into an AI‑driven economy where Universal High Income becomes necessary to maintain consumer demand, Treasury issuance may be the only model that makes mathematical sense. Treasury-backed stablecoins and the Fed’s Quantitative Easing are both debt-based. With stablecoins, the interest on the Treasuries flows to private issuers. With the bank reserves the Fed issues to buy Treasury debt from banks, the interest flows to the banks. With Treasury‑issued dollars, government interest flows to no one, because the government owes it to no one. This is the cleanest, most democratic form of money creation, and it falls squarely within the American monetary tradition.
The age-old objection to that solution is that it would devalue the currency and inflate prices from too much money chasing too few goods. But in an age of unprecedented AI-generated abundance, that maxim would be turned on its head. When too little money is chasing too many goods, the system actually needs an infusion of new money in order to maintain economic balance.
A Public Payment System that Preserves Private Local Banking and Serves the People
How would Treasury dollars reach consumers, and how would they connect to community banks?
One possibility is through postal banks. The United States once had a very popular postal savings system, and Japan still has one. Japan Post Bank, one of the largest deposit‑taking institutions in the world, provides universal access, simple accounts, basic payments, and a public option for savings. Yet it coexists with private banks, which continue to make loans and serve as the credit engines of the economy.
A U.S. postal banking system could do the same. The Postal Banking Act is a legislative bill reintroduced in 2022, aimed at re-establishing basic financial services at the United States Postal Service (USPS). Championed by lawmakers including Senators Kirsten Gillibrand and Bernie Sanders, the act seeks to provide safe, low-cost alternatives to predatory services like payday loans and check-cashing companies. According to Sen. Gillibrand, it could also generate nearly $19 billion per year for the USPS.
For a UHI, the Treasury could issue the digital dollars, and postal banks could distribute them. Balances above a modest threshold (say $500) could be automatically swept into the customer’s chosen community bank each night. Community banks would remain the lenders, keep lending local while ensuring universal access to public money. Local banks could have access to a public liquidity window through a state-owned public bank, similar to the Bank of North Dakota model.
To prevent fraud, the banks would also continue their function of monitoring large money flows, following the “two-tier” model in which banks handle the Know Your Customer (KYC) and AML monitoring envisioned in Project Hamilton’s documentation.
Conclusion: Stablecoins or Digital Greenbacks?
A stablecoin is a privatized claim on public debt, on which the U.S. government pays interest to the issuer. A Treasury-generated Greenback would be a public claim on public productivity, backed by “the full faith and credit of the United States” – the agreement of U.S. citizens to accept those Treasury-dollars in payment.
Treasury-issued digital dollars built on Project Hamilton architecture could support a UHI or UBI in an AI-driven economy without raising taxes or increasing the federal debt, and without the exponentially growing interest that leads to boom and bust cycles in a debt-based money system. If administered through a public banking model, a digital Greenback system could preserve community banks, provide universal access to the unbanked and under-banked, protect privacy, and keep monetary sovereignty in public hands.
Project Hamilton’s design was the opposite of the surveillance-heavy systems we use today. It used opaque 32‑byte tokens that carried no personal information, a ledger that stored no transaction history, and a core that never saw names or account numbers. In other words, Hamilton would have been less programmable and more privacy‑preserving than either the bank‑created digital dollars Americans already use or the stablecoins being legislatively negotiated now.
Part 4 of this series will look more closely at the stablecoin legislation now pending, and at how that option can serve to strengthen the dollar’s reserve currency status abroad and ease the federal debt crisis without impairing the domestic lending business of local U.S. banks.
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This article was first posted as an original to ScheerPost.com. Ellen Brown is an attorney, founder of the Public Banking Institute, and author of thirteen books including Web of Debt, The Public Bank Solution, and Banking on the People: Democratizing Money in the Digital Age. Her 600+ blog articles are posted at EllenBrown.com
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Filed under: Ellen Brown Articles/Commentary | Tagged: bitcoin, blockchain, crypto, cryptocurrency, FINANCE, Greenbacks, privacy protection, programmability, Project Hamilton, Public Banking, stablecoins, Treasury dollars |